Terms & Conditions.
These Terms & Conditions establish the rules that apply when you access or use the Super Loans website, application services and related digital lending services.
These Terms & Conditions are a general website and service framework and should be reviewed and adapted by qualified legal counsel before publication. Specific lending terms, interest rates, fees, eligibility requirements, regulatory obligations and customer rights may vary according to the applicable jurisdiction and individual loan agreement.
Acceptance of These Terms
These Terms & Conditions ("Terms") govern your access to and use of the Super Loans website, online application portal, customer account services and other services made available by Super Loans ("Super Loans", "we", "us" or "our").
By accessing our website, creating an account, submitting an application or using any of our services, you acknowledge that you have read and understood these Terms and agree to be bound by them to the extent permitted by applicable law.
If you do not agree with these Terms, you should not use our website or services.
Definitions
For purposes of these Terms, the following terms have the meanings described below:
Eligibility
Access to our services is subject to applicable law and our eligibility requirements.
Applicants may be required to satisfy requirements relating to age, identity, residency, financial circumstances, creditworthiness, source of funds, intended use of proceeds and other factors.
We may restrict or refuse access to services where doing so is required by law, regulation, risk controls or our internal policies.
Important: Submission of an application does not guarantee approval, a particular loan amount, an interest rate, a repayment term or funding.
Customer Accounts
Certain services may require you to create and maintain a customer account.
You are responsible for providing accurate and current information and for keeping your account credentials confidential.
You must promptly notify Super Loans if you believe that your account has been accessed without authorization or if any information associated with your account is incorrect.
You must not share your account credentials with another person or allow another person to use your account.
Loan Applications
Applicants must provide information that is accurate, complete and not misleading.
We may request additional information or documentation where necessary to assess an application, comply with applicable requirements, prevent fraud or protect our customers and platform.
We reserve the right to decline an application or request additional information without guaranteeing that an application will be approved.
Any loan offer or approval is subject to the applicable loan agreement and any conditions stated in that agreement.
Identity & Document Verification
To protect customers and the platform and to comply with applicable legal and compliance requirements, Super Loans may conduct identity verification, customer due diligence, fraud screening and other checks.
Applicants may be required to provide government-issued identification, proof of address, financial information, source-of-funds information or other documentation.
Verification timelines can vary depending on the document type, issuing country, document quality, verification provider and additional review requirements.
A verification request does not by itself constitute an approval or promise of funding.
Loan Products & Agreements
Super Loans may make different lending products available from time to time, subject to product availability, jurisdiction and eligibility.
Product information displayed on our website is provided for general informational purposes unless expressly stated otherwise.
The specific amount, interest rate, fees, term, repayment schedule, collateral requirements and other conditions applicable to a loan are determined by the relevant loan agreement.
If there is a conflict between general information on the website and an executed loan agreement, the applicable contractual documents should be reviewed to determine the controlling terms, subject to applicable law.
Interest, Fees & Charges
Any interest, fees, charges or other amounts applicable to an approved loan will be disclosed in the relevant loan documentation before the customer is required to accept the applicable contractual terms, where required by law.
Customers should carefully review all applicable costs, repayment obligations and other financial terms before accepting a loan.
We will not treat an illustrative calculator result as a binding loan offer.
Interest rates, fees and loan terms may vary according to factors including the applicable product, loan amount, customer eligibility, jurisdiction, underwriting assessment and applicable law.
Cryptocurrency & Digital Assets
Certain Super Loans services may involve digital assets, including supported cryptocurrencies such as Bitcoin, Ethereum, USDT or USDC, where such assets are available under the applicable product and jurisdiction.
Digital assets are technologically and financially distinct from traditional currencies. Their values may change significantly and rapidly.
Customers are responsible for reviewing the applicable transaction details and understanding the risks associated with digital assets before proceeding.
Cryptocurrency transactions may be irreversible. Network congestion, blockchain failures, exchange interruptions, address errors, market volatility, regulatory changes and other events may affect digital asset transactions. You should never disclose your private key, wallet recovery phrase or authentication credentials to another person.
Repayment Obligations
Borrowers must repay amounts due according to the payment schedule and terms contained in their applicable loan agreement.
Failure to make a required payment may result in consequences described in the applicable agreement, subject to applicable law.
Depending on the applicable agreement and jurisdiction, consequences may include additional charges, collection activity, restrictions on future borrowing or other lawful remedies.
If you anticipate difficulty meeting a repayment obligation, contact Super Loans as early as possible using our official support channels.
Security & Fraud Prevention
Customers are responsible for maintaining reasonable security over their accounts and devices.
Super Loans will not ask you to disclose your password, cryptocurrency wallet recovery phrase, private key or one-time verification code.
If you receive a suspicious communication claiming to represent Super Loans, do not provide sensitive credentials or send cryptocurrency until the communication has been independently verified through our official contact channels.
Passwords • Private Keys • Wallet Recovery Phrases • One-Time Verification Codes
Privacy & Personal Information
Our collection, use, storage and disclosure of personal information is described in our Privacy Policy.
By using our services, you acknowledge that information may need to be processed for purposes including account administration, application assessment, identity verification, fraud prevention, security, compliance, customer support and service delivery, subject to applicable law.
You should review the Privacy Policy before submitting personal information.
Prohibited Activities
You must not use our website or services for unlawful, fraudulent, deceptive or abusive purposes.
Prohibited activities may include, subject to applicable law:
- Providing false or misleading information.
- Attempting to impersonate another person.
- Attempting to circumvent identity or security controls.
- Using another person's account without authorization.
- Using the platform for unlawful financial activity.
- Attempting to interfere with the security or operation of the website.
- Uploading malicious software or harmful content.
- Using the service in a manner prohibited by applicable law.
Disclaimers
Information on this website is provided for general informational purposes and does not constitute a guarantee that a customer will qualify for or receive a loan.
Loan availability, eligibility, interest rates, fees, repayment terms and other conditions may vary.
Cryptocurrency markets and blockchain networks may be volatile and subject to technological, market and regulatory risks.
To the maximum extent permitted by applicable law, we do not guarantee that the website will always be available, uninterrupted, error-free or completely secure.
Limitation of Liability
To the extent permitted by applicable law, Super Loans and its applicable service providers will not be responsible for losses arising from matters outside our reasonable control, including certain network failures, blockchain interruptions, third-party service failures, unauthorized access caused by compromised customer credentials or customer errors.
Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited under applicable law.
Any limitation of liability applicable to a specific loan or financial service should also be reviewed in the relevant contractual documentation.
Suspension & Termination
We may suspend or restrict access to an account or service where reasonably necessary for security, fraud prevention, compliance, legal obligations or other legitimate purposes.
Where appropriate and permitted by law, we may notify the affected customer and provide information concerning the applicable restriction.
Termination or suspension does not automatically cancel obligations that have already arisen under an applicable loan agreement.
Changes to These Terms
We may update these Terms from time to time to reflect changes to our services, technology, legal requirements, security practices or business operations.
Updated Terms will be published on this page with an updated effective or revision date.
Where applicable law requires additional notice or consent, we will follow the required process.
Governing Law & Jurisdiction
The governing law and jurisdiction applicable to these Terms should be determined by the legally applicable corporate structure, lending entity, customer location, product and regulatory requirements.
Before publication: Super Loans are always ready to welcome your loan application, be it a small loan or big loans.
Contact Super Loans
Questions concerning these Terms or our services can be directed through our official support channels.
Need Help?
If you have questions about these Terms, your loan, verification process or account, contact our support team through an official channel.
These Terms & Conditions should be read together with the applicable loan agreement, Privacy Policy, Risk Disclosure, KYC/AML information and other applicable policies. The specific contractual terms applicable to an approved loan are contained in the relevant loan documentation.